7 min read
Fixed vs. Variable-Rate Mortgage in Mexico: Which Is Better?
Fixed or variable rate on your mortgage? In Mexico, almost all bank loans carry a fixed rate.
Inmobiliaria32 Team
Category
Credit and mortgages
INFONAVIT, FOVISSSTE, bank loans, rates and credit bureau: everything you need to finance a home in Mexico.
- 85articles
- 7 / 8pages
Credit and mortgages: Page 7
6 min read
FOVISSSTE vs INFONAVIT Loans: Which One Fits You?
FOVISSSTE or INFONAVIT? Compare who qualifies for each loan, plus amounts and rates.
Carlos Mendoza
7 min read
Using FOVISSSTE to Buy Land or Build Your Home
Can you use your FOVISSSTE loan to buy a plot of land or build your house? Here's what to know.
Inmobiliaria32 Team
6 min read
FOVISSSTE in Pesos vs. Minimum Wage Multiples (VSM)
The FOVISSSTE loan has moved away from the Veces Salario Mínimo (VSM) scheme toward peso-denominated loans with a fixed rate.
Carlos Mendoza
6 min read
FOVISSSTE Respalda-M: Combine Your Credit With a Bank Loan
FOVISSSTE Respalda-M combines your FOVISSSTE credit with bank financing so you can afford a higher-value home.
Inmobiliaria32 Team
6 min read
Getting Your INFONAVIT Housing Subaccount Balance Refunded
Can you recover the balance in your INFONAVIT Housing Subaccount?
Carlos Mendoza
6 min read
INFONAVIT Instruction Letter and Withholding Notice
Learn what the INFONAVIT instruction letter and withholding notice are, and when each one is issued.
Inmobiliaria32 Team
6 min read
INFONAVIT Unemployment Extension: How It Works
If you lost your job and have an INFONAVIT mortgage, the unemployment extension can give you some breathing room.
Carlos Mendoza
7 min read
INFONAVIT for Retirees and Older Adults: Your Options
Can a retiree use or get an INFONAVIT loan? Learn how to get your Housing Subaccount balance refunded when you retire, plus the maximum age for a loan.
Inmobiliaria32 Team
7 min read
How to Lower Your INFONAVIT Monthly Payment (2026)
Is your monthly INFONAVIT payment becoming a burden? Learn about the 2026 restructuring options to lower it, including Responsabilidad Compartida.
Carlos Mendoza
6 min read
INFONAVIT Loan Transfer: Risks and Safe Alternatives
Can you transfer an active INFONAVIT loan? Learn the difference between an assignment of rights and a formal transfer, plus the risks.
Inmobiliaria32 Team
7 min read
Second Infonavit Loan: Requirements, Points and How to Apply
Can you get a second INFONAVIT loan? Find out who qualifies and whether you need to have paid off the first one.
Carlos Mendoza